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SIP Calculator

Free online SIP calculator for India — project mutual fund corpus from monthly investments with assumed annual returns.

Last updated 2026-09-18

Monthly SIP₹Expected return (p.a.)%Durationyrs

Estimated corpus

₹50,45,760

Amount invested

₹18,00,000

Est. gains

₹32,45,760

Invested 36%Gains 64%

How much SIP for ₹1 crore? (step-up, reverse timer)

How it works

FV = P × ((1 + r)^n − 1) / r × (1 + r), where P is monthly investment and r is monthly return.

How to use this calculator

Enter the inputs shown above (amount, rate, tenure, income, or other fields).
Read the live results — they update as you type.
Check the formula, worked example, and assumptions on this page before you decide.

Formula

FV = P × ((1 + r)^n − 1) / r × (1 + r), where P is monthly investment and r is monthly return.

Worked example

₹10,000 SIP for 15 years at 12% can grow to about ₹50.5 lakh, of which ₹18 lakh is invested.

Reading the result

Treat the output as a planning figure. Compare it with your sanction letter, payslip, or GST invoice rather than treating it as a filing or a loan offer.

Read the full guide

See also: calculation methodology and disclaimer.

Frequently asked questions

No. Equity SIP returns vary. Use 10–12% as a planning assumption, not a promise.

Assumptions and limits

This is a planning estimate. Your lender, employer, or tax officer may use different inputs or rounding.

Results are educational estimates, not tax, legal, investment, or medical advice, and not a loan offer. Verify filings and payments with the official authority or a qualified professional.

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