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Advance Tax Calculator

Split estimated annual tax into the four statutory advance-tax instalments if tax is ₹10,000 or more.

Last updated 2026-09-17 · FY 2026-27

Non-salaried new-regime estimate for AY 2027-28. If TDS already covers you, enter only the remaining tax as income is a proxy — or read the instalments against the tax figure below.

Estimated tax

₹2,08,000

  • 15 June · 15%₹31,200
  • 15 September · 45%₹93,600
  • 15 December · 75%₹1,56,000
  • 15 March · 100%₹2,08,000

How it works

If estimated tax ≥ ₹10,000: 15% by 15 Jun, 45% by 15 Sep, 75% by 15 Dec, 100% by 15 Mar (cumulative).

How to use this calculator

  1. Enter the inputs shown above (amount, rate, tenure, income, or other fields).
  2. Read the live results — they update as you type.
  3. Check the formula, worked example, and assumptions on this page before you decide.

Formula

If estimated tax ≥ ₹10,000: 15% by 15 Jun, 45% by 15 Sep, 75% by 15 Dec, 100% by 15 Mar (cumulative).

Worked example

Estimated tax ₹1 lakh → ₹15,000 by 15 Jun, ₹45,000 cumulative by 15 Sep, ₹75,000 by 15 Dec, ₹1 lakh by 15 Mar.

Reading the result

Treat the output as a planning figure. Compare it with your sanction letter, payslip, or GST invoice rather than treating it as a filing or a loan offer.

See also: calculation methodology and disclaimer.

Frequently asked questions

If your estimated tax liability for the year is ₹10,000 or more after TDS, you generally pay tax in instalments during the year instead of only at filing.

Assumptions and limits

  • Percentages follow the standard individual/HUF instalment schedule. Companies have a different timetable — not modelled.
  • Interest under 234B/234C is not computed.

Results are educational estimates, not tax, legal, investment, or medical advice, and not a loan offer. Verify filings and payments with the official authority or a qualified professional.

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