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FD Calculator
Free FD calculator for India — fixed deposit maturity with quarterly compounding and editable interest rate.
Last updated 2026-09-18
Maturity amount
₹2,82,956
Interest earned
₹82,956
How it works
A = P (1 + r/n)^(n t). Indian bank FDs commonly compound quarterly (n = 4).
How to use this calculator
- Enter the inputs shown above (amount, rate, tenure, income, or other fields).
- Read the live results — they update as you type.
- Check the formula, worked example, and assumptions on this page before you decide.
Formula
A = P (1 + r/n)^(n t). Indian bank FDs commonly compound quarterly (n = 4).
Worked example
₹2 lakh at 7% for 5 years, compounded quarterly, matures around ₹2.83 lakh.
Reading the result
Treat the output as a planning figure. Compare it with your sanction letter, payslip, or GST invoice rather than treating it as a filing or a loan offer.
See also: calculation methodology and disclaimer.
Frequently asked questions
Most banks add 0.25–0.75% for seniors. Enter the rate your bank actually offers.
Assumptions and limits
- This is a planning estimate. Your lender, employer, or tax officer may use different inputs or rounding.
Results are educational estimates, not tax, legal, investment, or medical advice, and not a loan offer. Verify filings and payments with the official authority or a qualified professional.
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