Switch calculator
All calculators
Loan
Salary & retirement
Free calculator
Sukanya Samriddhi Calculator
Project SSY corpus using the notified small-savings rate for Q2 FY 2026-27 (8.2%, editable).
Last updated 2026-09-17 · Q2 FY 2026-27 small-savings rates
Default 8.2% is Q2 FY 2026-27 (1 Jul – 30 Sep 2026).
Projected corpus
₹44,75,989
Deposited
₹22,50,000
How it works
Annual deposits compound annually like PPF: FV = P × ((1 + r)^n − 1) / r × (1 + r).
How to use this calculator
- Enter the inputs shown above (amount, rate, tenure, income, or other fields).
- Read the live results — they update as you type.
- Check the formula, worked example, and assumptions on this page before you decide.
Formula
Annual deposits compound annually like PPF: FV = P × ((1 + r)^n − 1) / r × (1 + r).
Worked example
₹1.5 lakh a year for 15 years at 8.2% is a planning projection only; deposits are allowed until the girl is 15, with maturity rules set by the scheme.
Reading the result
Treat the output as a planning figure. Compare it with your sanction letter, payslip, or GST invoice rather than treating it as a filing or a loan offer.
See also: calculation methodology and disclaimer.
Frequently asked questions
A guardian for a girl child, subject to scheme rules (including age limits). Confirm on India Post / authorised banks.
Assumptions and limits
- Default 8.2% is the notified rate for 1 Jul–30 Sep 2026. Change it if a later quarter revises the rate.
- Does not enforce age, deposit-year, or premature-closure rules in full.
Results are educational estimates, not tax, legal, investment, or medical advice, and not a loan offer. Verify filings and payments with the official authority or a qualified professional.
Related calculators
Popular finance questions
Calculator-backed answers that use this tool.
Browse all questions →