Terms of Use
By using CalcMantra you agree to these terms.
Last updated 2026-09-18
Service
CalcMantra provides free online calculators and educational articles for personal, non-commercial use. We may change, add, or remove tools without notice.
Acceptable use
Do not attempt to disrupt the site, scrape it in a way that harms service availability, or misrepresent CalcMantra results as an official bank, tax, or government figure.
Intellectual property
Site design, branding, and original written content belong to CalcMantra unless otherwise noted. You may quote short excerpts with attribution and a link back to the page.
Disclaimer incorporation
The Disclaimer and calculation Methodology pages form part of these terms. If you disagree, do not use the site.
Governing law
These terms are governed by the laws of India, without regard to conflict-of-law rules. Courts in India have exclusive jurisdiction over disputes arising from use of the site, subject to mandatory consumer protections that cannot be waived.
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