CalcMantra · India
Loan EMI Calculators for India
Free EMI, eligibility, and prepayment calculators for home, car, and personal loans in India. Instant INR estimates.
Use these CalcMantra loan calculators to estimate monthly EMI, total interest, how much loan your salary can support, and what happens if you prepay. Every tool shows the formula and a worked INR example on the same page.
Start with home loan EMI if you are buying a house, loan eligibility if you are checking affordability, or prepayment if you want to close the loan faster. Results are educational estimates — not a bank sanction or offer.
Home Loan EMI CalculatorFree online home loan EMI calculator for India — estimate monthly EMI, total interest, and repayment schedule.Open calculator →Car Loan EMI CalculatorFree car loan EMI calculator for India — monthly EMI, total interest, and tenure estimates on a reducing-balance rate.Open calculator →Personal Loan EMI CalculatorFree personal loan EMI calculator for India — estimate instalments at typical unsecured interest rates.Open calculator →Loan Eligibility CalculatorFree loan eligibility calculator for India — estimate how much home loan income, FOIR, and existing EMIs may support.Open calculator →Home Loan Part Payment CalculatorSee how a part payment or extra EMI closes a home loan sooner, the payoff plan, and how much interest you still pay.Open calculator →Education Loan EMI CalculatorEstimate EMI on an education loan using the same reducing-balance formula Indian banks use.Open calculator →Business Loan EMI CalculatorWork out EMI and total interest on a reducing-balance business or MSME loan.Open calculator →Bike Loan EMI CalculatorCalculate two-wheeler loan EMI on a reducing-balance rate.Open calculator →Credit Card EMI CalculatorConvert a card spend into an EMI estimate. Rates and processing fees are issuer-specific.Open calculator →Flat vs Reducing Interest CalculatorCompare a flat-rate loan with a reducing-balance loan at the same advertised rate.Open calculator →Debt-to-Income Ratio CalculatorSee what share of take-home pay already goes to EMIs. Banks often look at 40–50% FOIR.Open calculator →Loan Tenure CalculatorFind how many months a loan lasts if you know principal, rate, and the EMI you can pay.Open calculator →
Loan calculators FAQs
- Which loan calculator should I open first?
- Use the home loan EMI calculator for monthly instalment and interest. Use loan eligibility for salary-based affordability. Use prepayment or part-payment tools when you have extra cash to reduce tenure.
- Are CalcMantra EMI results the same as a bank quote?
- Not always. Banks may add processing fees, insurance, floating-rate resets, or different day-count conventions. Treat these pages as planning estimates, then confirm with your lender.
- Do you cover car, bike, education, and personal loans?
- Yes. The same reducing-balance EMI math applies; open the matching calculator for typical tenure and rate ranges, or use the generic EMI tools linked from this hub.
Looking for scenario answers with tables? See popular finance questions or the calculator guides.