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PPF Calculator
Free PPF calculator for India — project Public Provident Fund corpus over 15+ years with current interest assumptions.
Last updated 2026-09-17 · Q2 FY 2026-27 small-savings rates (PPF 7.1%)
Maturity amount
₹40,68,209
Amount invested
₹22,50,000
Interest
₹18,18,209
How it works
Yearly deposits compound annually: FV = P × ((1 + r)^n − 1) / r × (1 + r).
How to use this calculator
- Enter the inputs shown above (amount, rate, tenure, income, or other fields).
- Read the live results — they update as you type.
- Check the formula, worked example, and assumptions on this page before you decide.
Formula
Yearly deposits compound annually: FV = P × ((1 + r)^n − 1) / r × (1 + r).
Worked example
₹1.5 lakh every year for 15 years at 7.1% grows to about ₹40.7 lakh.
Reading the result
Treat the output as a planning figure. Compare it with your sanction letter, payslip, or GST invoice rather than treating it as a filing or a loan offer.
See also: calculation methodology and disclaimer.
Frequently asked questions
PPF interest is set by the government each quarter. This tool defaults to 7.1% — update it if the rate changes.
Assumptions and limits
- This is a planning estimate. Your lender, employer, or tax officer may use different inputs or rounding.
Results are educational estimates, not tax, legal, investment, or medical advice, and not a loan offer. Verify filings and payments with the official authority or a qualified professional.
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