Is a SIP calculator return guaranteed?

No. Enter an expected annual return for planning only. Actual mutual fund returns vary year to year. The page labels this clearly so you can stress-test lower rates.

When should I use PPF vs FD vs SIP?

PPF and many small-savings products suit long lock-ins with sovereign-backed rates. FDs suit known tenure deposits. SIPs suit market-linked goals. Open each calculator and compare side by side — then read the related finance questions for scenario tables.

Can I plan for ₹1 crore here?

Yes. Use the SIP calculator or the dedicated “how much SIP for ₹1 crore” finance question and blog article linked from popular questions.

CalcMantra · India

SIP, FD, PPF & Savings Calculators for India

Free SIP, lumpsum, FD, RD, PPF, NPS, SWP, and Sukanya Samriddhi calculators for India. Project corpus and interest in INR with clear assumptions — no signup.

These CalcMantra savings calculators help you project where monthly SIPs, fixed deposits, PPF, NPS, and related products can land if returns or rates stay near the values you enter.

SIP and lumpsum tools use assumed market returns (not guaranteed). FD, RD, PPF, and Sukanya tools follow deposit-style compounding with the rate you enter or the published small-savings rate noted on the page.

SIP calculator PPF calculator FD calculator SIP for ₹1 crore

SIP CalculatorFree online SIP calculator for India — project mutual fund corpus from monthly investments with assumed annual returns.Open calculator →FD CalculatorFree FD calculator for India — fixed deposit maturity with quarterly compounding and editable interest rate.Open calculator →RD CalculatorFree RD calculator for India — estimate recurring deposit maturity for monthly bank deposits.Open calculator →PPF CalculatorFree PPF calculator for India — project Public Provident Fund corpus over 15+ years with current interest assumptions.Open calculator →NPS CalculatorEstimate NPS corpus, lump-sum withdrawal, and annuity pension.Open calculator →Lumpsum Mutual Fund CalculatorProject a one-time mutual fund investment with monthly compounding. Returns are assumed, not guaranteed.Open calculator →SWP CalculatorSee how a monthly systematic withdrawal holds up if the remaining corpus keeps earning an assumed return.Open calculator →Sukanya Samriddhi CalculatorProject SSY corpus using the notified small-savings rate for Q2 FY 2026-27 (8.2%, editable).Open calculator →

Savings calculators FAQs

Is a SIP calculator return guaranteed?: No. Enter an expected annual return for planning only. Actual mutual fund returns vary year to year. The page labels this clearly so you can stress-test lower rates.
When should I use PPF vs FD vs SIP?: PPF and many small-savings products suit long lock-ins with sovereign-backed rates. FDs suit known tenure deposits. SIPs suit market-linked goals. Open each calculator and compare side by side — then read the related finance questions for scenario tables.
Can I plan for ₹1 crore here?: Yes. Use the SIP calculator or the dedicated “how much SIP for ₹1 crore” finance question and blog article linked from popular questions.

Looking for scenario answers with tables? See popular finance questions or the calculator guides.