Lumpsum Mutual Fund Calculator

Project a one-time mutual fund investment with monthly compounding. Returns are assumed, not guaranteed.

Last updated 2026-09-18

Lumpsum₹Expected return (not guaranteed)%Yearsyrs

Estimated value

₹16,50,193

Gain (modelled)

₹11,50,193

How it works

FV = P × (1 + r/12)^(12 × years).

How to use this calculator

Enter the inputs shown above (amount, rate, tenure, income, or other fields).
Read the live results — they update as you type.
Check the formula, worked example, and assumptions on this page before you decide.

Formula

FV = P × (1 + r/12)^(12 × years).

Worked example

₹5 lakh for 10 years at 12% grows to about ₹16.5 lakh in this model.

Reading the result

Treat the output as a planning figure. Compare it with your sanction letter, payslip, or GST invoice rather than treating it as a filing or a loan offer.

See also: calculation methodology and disclaimer.

Frequently asked questions

Lumpsum invests everything now. SIP spreads purchases. Neither return is guaranteed.

Assumptions and limits

Expected return is an input, not a fund guarantee. Markets can lose money.

Results are educational estimates, not tax, legal, investment, or medical advice, and not a loan offer. Verify filings and payments with the official authority or a qualified professional.

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